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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,514 | $183,627-39.8% | $155,602-29.0% | $145,978-24.3% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.5pp | 80.3%+11.4pp |
| Annual return | 12.02% | 61.32%-49.3pp | 64.81%-52.8pp | 550.52%-538.5pp |
| Employer contribution / active EE | $3,035 | $5,316-42.9% | $4,675-35.1% | $4,662-34.9% |
| Participant deferral / active EE | $4,935 | $6,466-23.7% | $5,629-12.3% | $6,690-26.2% |
| Admin fee / account holder | $978 | $19,327-94.9% | $15,923-93.9% | $13,400-92.7% |