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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,785 | $183,516+144.5% | $155,534+188.5% | $145,884+207.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.94% | 61.43%-47.5pp | 64.92%-51.0pp | 551.85%-537.9pp |
| Employer contribution / active EE | $9,574 | $5,315+80.1% | $4,675+104.8% | $4,662+105.3% |
| Participant deferral / active EE | $6,753 | $6,467+4.4% | $5,630+19.9% | $6,690+0.9% |
| Admin fee / account holder | $3,065 | $19,293-84.1% | $15,900-80.7% | $13,392-77.1% |