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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,242 | $183,516+1.5% | $155,534+19.7% | $145,884+27.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.23% | 61.43%-49.2pp | 64.92%-52.7pp | 551.85%-539.6pp |
| Employer contribution / active EE | $26,849 | $5,315+405.2% | $4,675+474.3% | $4,662+475.9% |
| Participant deferral / active EE | $11,717 | $6,467+81.2% | $5,630+108.1% | $6,690+75.2% |
| Admin fee / account holder | $2,272 | $19,293-88.2% | $15,900-85.7% | $13,392-83.0% |