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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,702 | $185,312-84.5% | $161,489-82.2% | $154,746-81.5% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 12.00% | 103.84%-91.8pp | 89.72%-77.7pp | 172.34%-160.3pp |
| Employer contribution / active EE | $1,179 | $4,769-75.3% | $4,268-72.4% | $4,379-73.1% |
| Participant deferral / active EE | $5,689 | $6,350-10.4% | $5,630+1.1% | $6,730-15.5% |
| Admin fee / account holder | $668 | $18,654-96.4% | $16,006-95.8% | $14,365-95.4% |