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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,939 | $183,516-86.4% | $155,534-84.0% | $145,884-82.9% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 11.52% | 61.43%-49.9pp | 64.92%-53.4pp | 551.85%-540.3pp |
| Employer contribution / active EE | $1,187 | $5,315-77.7% | $4,675-74.6% | $4,662-74.5% |
| Participant deferral / active EE | $5,540 | $6,467-14.3% | $5,630-1.6% | $6,690-17.2% |
| Admin fee / account holder | $452 | $19,293-97.7% | $15,900-97.2% | $13,392-96.6% |