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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,280 | $166,242-96.2% | $165,071-96.2% | $145,884-95.7% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.6%+8.9pp | 80.3%+7.2pp |
| Annual return | 12.76% | 100.44%-87.7pp | 70.17%-57.4pp | 551.85%-539.1pp |
| Employer contribution / active EE | $1,313 | $5,283-75.2% | $4,347-69.8% | $4,662-71.8% |
| Participant deferral / active EE | $2,650 | $6,964-61.9% | $6,035-56.1% | $6,690-60.4% |
| Admin fee / account holder | $2,092 | $16,658-87.4% | $12,695-83.5% | $13,392-84.4% |