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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,492 | $106,864-50.9% | $147,318-64.4% | $82,637-36.5% |
| Participation rate | 73.2% | 75.5%-2.3pp | 82.1%-8.9pp | 68.1%+5.2pp |
| Annual return | 15.43% | 27.49%-12.1pp | 70.43%-55.0pp | 53.51%-38.1pp |
| Employer contribution / active EE | $5,514 | $3,417+61.4% | $4,593+20.0% | $2,552+116.0% |
| Participant deferral / active EE | $9,147 | $6,496+40.8% | $7,906+15.7% | $4,126+121.7% |
| Admin fee / account holder | $3,405 | $8,415-59.5% | $13,708-75.2% | $7,339-53.6% |