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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,892 | $160,070-88.8% | $147,117-87.8% | $145,897-87.7% |
| Participation rate | 63.6% | 84.0%-20.4pp | 82.2%-18.5pp | 80.3%-16.7pp |
| Annual return | 12.10% | 98.69%-86.6pp | 420.54%-408.4pp | 552.29%-540.2pp |
| Employer contribution / active EE | $5,286 | $5,2850% | $4,932+7.2% | $4,663+13.4% |
| Participant deferral / active EE | $13,304 | $8,419+58.0% | $8,065+65.0% | $6,689+98.9% |
| Admin fee / account holder | $12,509 | $15,035-16.8% | $12,993-3.7% | $13,390-6.6% |