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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,626 | $154,228-83.4% | $145,433-82.4% | $137,256-81.3% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 27.99% | 74.59%-46.6pp | 66.58%-38.6pp | 220.34%-192.4pp |
| Employer contribution / active EE | $2,659 | $4,804-44.6% | $4,554-41.6% | $4,156-36.0% |
| Participant deferral / active EE | $6,205 | $8,216-24.5% | $7,897-21.4% | $6,407-3.1% |
| Admin fee / account holder | $4,234 | $14,344-70.5% | $13,129-67.8% | $12,270-65.5% |