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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,420 | $166,242-69.7% | $165,071-69.5% | $145,884-65.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 21.91% | 100.44%-78.5pp | 70.17%-48.3pp | 551.85%-529.9pp |
| Employer contribution / active EE | $4,153 | $5,283-21.4% | $4,347-4.5% | $4,662-10.9% |
| Participant deferral / active EE | $8,794 | $6,964+26.3% | $6,035+45.7% | $6,690+31.5% |
| Admin fee / account holder | $449 | $16,658-97.3% | $12,695-96.5% | $13,392-96.6% |