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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,404 | $101,795-80.0% | $165,100-87.6% | $80,959-74.8% |
| Participation rate | 92.6% | 71.8%+20.8pp | 78.6%+14.0pp | 67.7%+24.9pp |
| Annual return | 12.95% | 16.73%-3.8pp | 70.21%-57.3pp | 35.67%-22.7pp |
| Employer contribution / active EE | $2,284 | $2,954-22.7% | $4,348-47.5% | $2,757-17.2% |
| Participant deferral / active EE | $2,140 | $4,476-52.2% | $6,035-64.6% | $4,300-50.2% |
| Admin fee / account holder | $1,623 | $8,221-80.3% | $12,696-87.2% | $6,925-76.6% |