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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC3 years Filed as: CWM LLC Service code 27 · EIN 27-4011107 | Advisory (Plan) | $53,527 |
Service code 37 · EIN 04-2647786 | Loan Processing | $37,257 |
STRATEGIC ADVISORS, INC.6 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $7,136 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,624 | $29,507-33.5% | $56,025-65.0% | $77,762-74.8% |
| Participation rate | 74.7% | 32.7%+41.9pp | 52.5%+22.2pp | 70.6%+4.1pp |
| Annual return | 13.21% | 18.90%-5.7pp | 1712.69%-1699.5pp | 31.27%-18.1pp |
| Employer contribution / active EE | $1,441 | $570+153.0% | $1,042+38.4% | $2,728-47.2% |
| Participant deferral / active EE | $2,457 | $1,062+131.4% | $1,955+25.7% | $4,651-47.2% |
| Admin fee / account holder | $122 | $1,041-88.3% | $2,828-95.7% | $433-71.8% |