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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $975,006 | $132,634+635.1% | $115,768+742.2% | $137,256+610.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 12.37% | 160.70%-148.3pp | 100.46%-88.1pp | 220.34%-208.0pp |
| Employer contribution / active EE | $10,500 | $3,360+212.5% | $2,940+257.2% | $4,156+152.6% |
| Participant deferral / active EE | $31,000 | $5,619+451.7% | $4,917+530.5% | $6,407+383.9% |
| Admin fee / account holder | $3,960 | $15,028-73.6% | $12,439-68.2% | $12,270-67.7% |