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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,815 | $254,759-99.3% | $216,567-99.2% | $198,609-99.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 3.84% | 10.04%-6.2pp | 12.94%-9.1pp | 202.70%-198.9pp |
| Employer contribution / active EE | $694 | $6,096-88.6% | $5,216-86.7% | $5,055-86.3% |
| Participant deferral / active EE | $4,668 | $6,948-32.8% | $6,191-24.6% | $6,977-33.1% |
| Admin fee / account holder | $108,739 | $26,311+313.3% | $21,981+394.7% | $19,030+471.4% |