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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,912 | $183,592-47.8% | $155,567-38.3% | $145,959-34.3% |
| Participation rate | 44.4% | 82.7%-38.2pp | 78.2%-33.8pp | 80.3%-35.8pp |
| Annual return | 16.16% | 61.24%-45.1pp | 64.74%-48.6pp | 561.95%-545.8pp |
| Employer contribution / active EE | $1,750 | $5,315-67.1% | $4,674-62.6% | $4,661-62.5% |
| Participant deferral / active EE | $5,548 | $6,464-14.2% | $5,628-1.4% | $6,689-17.1% |
| Admin fee / account holder | $2,648 | $19,318-86.3% | $15,916-83.4% | $13,398-80.2% |