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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,912 | $183,539-47.7% | $155,556-38.3% | $145,897-34.3% |
| Participation rate | 44.4% | 82.7%-38.3pp | 78.2%-33.8pp | 80.3%-35.9pp |
| Annual return | 16.16% | 61.31%-45.1pp | 64.84%-48.7pp | 552.29%-536.1pp |
| Employer contribution / active EE | $1,750 | $5,315-67.1% | $4,675-62.6% | $4,663-62.5% |
| Participant deferral / active EE | $5,548 | $6,467-14.2% | $5,631-1.5% | $6,689-17.1% |
| Admin fee / account holder | $2,648 | $19,275-86.3% | $15,885-83.3% | $13,390-80.2% |