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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,119 | $145,431-51.1% | $211,142-66.3% | $87,485-18.7% |
| Participation rate | 81.3% | 84.7%-3.5pp | 87.3%-6.0pp | 68.9%+12.3pp |
| Annual return | 18.14% | 27.21%-9.1pp | 46.84%-28.7pp | 26.06%-7.9pp |
| Employer contribution / active EE | $0 | $4,662-100.0% | $6,442-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $10,805 | $6,859+57.5% | $9,284+16.4% | $4,274+152.8% |
| Admin fee / account holder | $656 | $17,052-96.2% | $19,076-96.6% | $7,775-91.6% |