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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,119 | $149,446-52.4% | $256,809-72.3% | $94,015-24.4% |
| Participation rate | 81.3% | 85.3%-4.0pp | 88.5%-7.3pp | 70.8%+10.4pp |
| Annual return | 18.14% | 17.55%+0.6pp | 32.73%-14.6pp | 17.84%+0.3pp |
| Employer contribution / active EE | $0 | $4,596-100.0% | $7,263-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $10,805 | $6,491+66.5% | $9,520+13.5% | $4,249+154.3% |
| Admin fee / account holder | $656 | $24,035-97.3% | $25,146-97.4% | $8,951-92.7% |