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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,591 | $156,398-63.8% | $147,318-61.6% | $138,895-59.3% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.8pp | 79.9%+12.9pp |
| Annual return | 17.81% | 78.75%-60.9pp | 70.43%-52.6pp | 145.39%-127.6pp |
| Employer contribution / active EE | $3,766 | $4,853-22.4% | $4,593-18.0% | $4,194-10.2% |
| Participant deferral / active EE | $4,789 | $8,237-41.9% | $7,906-39.4% | $6,396-25.1% |
| Admin fee / account holder | $15,139 | $14,976+1.1% | $13,708+10.4% | $12,562+20.5% |