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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,535 | $100,970-2.4% | $96,576+2.0% | $137,256-28.2% |
| Participation rate | 88.9% | 82.6%+6.3pp | 81.4%+7.4pp | 80.0%+8.9pp |
| Annual return | 14.67% | 38.16%-23.5pp | 38.47%-23.8pp | 220.34%-205.7pp |
| Employer contribution / active EE | $3,709 | $3,809-2.6% | $3,553+4.4% | $4,156-10.8% |
| Participant deferral / active EE | $9,921 | $8,286+19.7% | $7,956+24.7% | $6,407+54.8% |
| Admin fee / account holder | $8,036 | $11,312-29.0% | $11,381-29.4% | $12,270-34.5% |