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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,161 | $211,239-80.0% | $178,528-76.4% | $145,877-71.1% |
| Participation rate | 88.2% | 80.8%+7.4pp | 77.1%+11.1pp | 80.3%+7.9pp |
| Annual return | 16.34% | 30.22%-13.9pp | 27.11%-10.8pp | 551.28%-534.9pp |
| Employer contribution / active EE | $2,003 | $4,570-56.2% | $3,950-49.3% | $4,663-57.0% |
| Participant deferral / active EE | $4,587 | $6,963-34.1% | $6,278-26.9% | $6,691-31.4% |
| Admin fee / account holder | $2,486 | $12,095-79.4% | $10,419-76.1% | $13,402-81.4% |