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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,428 | $100,970+23.2% | $96,576+28.8% | $137,256-9.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 13.30% | 38.16%-24.9pp | 38.47%-25.2pp | 220.34%-207.0pp |
| Employer contribution / active EE | $4,477 | $3,809+17.5% | $3,553+26.0% | $4,156+7.7% |
| Participant deferral / active EE | $8,338 | $8,286+0.6% | $7,956+4.8% | $6,407+30.1% |
| Admin fee / account holder | $4,262 | $11,312-62.3% | $11,381-62.6% | $12,270-65.3% |