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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,121 | $166,268-67.4% | $165,100-67.2% | $145,897-62.9% |
| Participation rate | 93.8% | 82.0%+11.7pp | 78.6%+15.1pp | 80.3%+13.4pp |
| Annual return | 25.03% | 100.52%-75.5pp | 70.21%-45.2pp | 552.29%-527.3pp |
| Employer contribution / active EE | $10,160 | $5,284+92.3% | $4,348+133.7% | $4,663+117.9% |
| Participant deferral / active EE | $6,806 | $6,964-2.3% | $6,035+12.8% | $6,689+1.7% |
| Admin fee / account holder | $434 | $16,659-97.4% | $12,696-96.6% | $13,390-96.8% |