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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,855 | $178,174-65.8% | $156,181-61.0% | $137,256-55.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.60% | 84.19%-67.6pp | 64.87%-48.3pp | 220.34%-203.7pp |
| Employer contribution / active EE | $7,644 | $4,972+53.7% | $4,294+78.0% | $4,156+83.9% |
| Participant deferral / active EE | $1,224 | $6,888-82.2% | $6,132-80.0% | $6,407-80.9% |
| Admin fee / account holder | $512 | $17,404-97.1% | $14,586-96.5% | $12,270-95.8% |