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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,562 | $115,225+273.7% | $100,712+327.5% | $138,895+210.0% |
| Participation rate | 60.0% | 74.3%-14.3pp | 69.3%-9.3pp | 79.9%-19.9pp |
| Annual return | 18.54% | 40.35%-21.8pp | 33.27%-14.7pp | 145.39%-126.9pp |
| Employer contribution / active EE | $707 | $2,771-74.5% | $2,313-69.4% | $4,194-83.1% |
| Participant deferral / active EE | $6,042 | $4,699+28.6% | $4,085+47.9% | $6,396-5.5% |
| Admin fee / account holder | $5 | $10,844-100.0% | $9,256-99.9% | $12,562-100.0% |