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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,562 | $123,155+249.6% | $108,753+295.9% | $155,188+177.4% |
| Participation rate | 60.0% | 75.6%-15.6pp | 71.1%-11.1pp | 80.8%-20.8pp |
| Annual return | 18.54% | 44.73%-26.2pp | 37.47%-18.9pp | 148.84%-130.3pp |
| Employer contribution / active EE | $707 | $2,811-74.8% | $2,427-70.9% | $4,248-83.4% |
| Participant deferral / active EE | $6,042 | $4,623+30.7% | $4,115+46.8% | $6,531-7.5% |
| Admin fee / account holder | $5 | $12,126-100.0% | $10,320-100.0% | $14,480-100.0% |