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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,670 | $102,393+70.6% | $147,041+18.8% | $80,911+115.9% |
| Participation rate | 80.8% | 75.9%+4.9pp | 82.2%-1.4pp | 67.6%+13.1pp |
| Annual return | 21.91% | 134.95%-113.0pp | 419.21%-397.3pp | 35.63%-13.7pp |
| Employer contribution / active EE | $4,574 | $3,715+23.1% | $4,935-7.3% | $2,756+66.0% |
| Participant deferral / active EE | $12,114 | $6,647+82.3% | $8,071+50.1% | $4,297+181.9% |
| Admin fee / account holder | $8,435 | $7,943+6.2% | $13,006-35.1% | $6,935+21.6% |