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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,670 | $102,385+70.6% | $147,080+18.8% | $80,935+115.8% |
| Participation rate | 80.8% | 75.9%+4.9pp | 82.2%-1.4pp | 67.7%+13.1pp |
| Annual return | 21.91% | 135.09%-113.2pp | 420.17%-398.3pp | 35.66%-13.7pp |
| Employer contribution / active EE | $4,574 | $3,717+23.1% | $4,933-7.3% | $2,757+65.9% |
| Participant deferral / active EE | $12,114 | $6,651+82.1% | $8,066+50.2% | $4,299+181.8% |
| Admin fee / account holder | $8,435 | $7,951+6.1% | $12,989-35.1% | $6,924+21.8% |