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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,131 | $102,382-57.9% | $147,005-70.7% | $80,874-46.7% |
| Participation rate | 78.4% | 75.8%+2.5pp | 82.2%-3.8pp | 67.6%+10.7pp |
| Annual return | 19.30% | 134.89%-115.6pp | 418.76%-399.5pp | 35.62%-16.3pp |
| Employer contribution / active EE | $3,917 | $3,715+5.4% | $4,934-20.6% | $2,756+42.1% |
| Participant deferral / active EE | $9,363 | $6,646+40.9% | $8,070+16.0% | $4,297+117.9% |
| Admin fee / account holder | $2,478 | $7,942-68.8% | $13,006-80.9% | $6,935-64.3% |