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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,295 | $185,312+144.1% | $161,489+180.1% | $154,746+192.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 13.53% | 103.84%-90.3pp | 89.72%-76.2pp | 172.34%-158.8pp |
| Employer contribution / active EE | $10,384 | $4,769+117.7% | $4,268+143.3% | $4,379+137.1% |
| Participant deferral / active EE | $11,587 | $6,350+82.5% | $5,630+105.8% | $6,730+72.2% |
| Admin fee / account holder | $2,703 | $18,654-85.5% | $16,006-83.1% | $14,365-81.2% |