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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,891 | $127,387-86.0% | $115,038-84.4% | $125,389-85.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -1.65% | 31.28%-32.9pp | 26.14%-27.8pp | 282.24%-283.9pp |
| Employer contribution / active EE | $1,947 | $5,166-62.3% | $4,608-57.7% | $4,866-60.0% |
| Participant deferral / active EE | $4,159 | $6,423-35.2% | $6,026-31.0% | $5,352-22.3% |
| Admin fee / account holder | $413 | $9,516-95.7% | $8,175-95.0% | $9,541-95.7% |