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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,727 | $97,125-97.2% | $86,233-96.8% | $137,256-98.0% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.0%+6.0pp | 80.0%-5.0pp |
| Annual return | 23.08% | 74.19%-51.1pp | 61.39%-38.3pp | 220.34%-197.3pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $2,504-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,179 | $5,180-77.2% | $4,559-74.1% | $6,407-81.6% |
| Admin fee / account holder | $627 | $9,725-93.6% | $8,342-92.5% | $12,270-94.9% |