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| Provider | Service type | Compensation |
|---|---|---|
SENTINEL PENSION ADVISORS2 years Filed as: SENTINEL PENSION ADVISORS INC Service code 27 · EIN 04-3422848 | Advisory (Plan) | $56,674 |
Service code 37 · EIN 04-2647786 | Loan Processing | $55,949 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,836 | $106,247-17.3% | $147,096-40.3% | $77,714+13.0% |
| Participation rate | 100.0% | 78.4%+21.6pp | 82.2%+17.8pp | 70.6%+29.4pp |
| Annual return | 20.59% | 56.87%-36.3pp | 419.75%-399.2pp | 31.26%-10.7pp |
| Employer contribution / active EE | $3,937 | $4,069-3.3% | $4,936-20.2% | $2,727+44.4% |
| Participant deferral / active EE | $11,439 | $7,996+43.1% | $8,071+41.7% | $4,649+146.0% |
| Admin fee / account holder | $196 | $338-41.9% | $13,005-98.5% | $433-54.7% |