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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,328 | $160,070+48.9% | $147,117+62.0% | $145,897+63.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.25% | 98.69%-87.4pp | 420.54%-409.3pp | 552.29%-541.0pp |
| Employer contribution / active EE | $3,477 | $5,285-34.2% | $4,932-29.5% | $4,663-25.4% |
| Participant deferral / active EE | $12,476 | $8,419+48.2% | $8,065+54.7% | $6,689+86.5% |
| Admin fee / account holder | $1,444 | $15,035-90.4% | $12,993-88.9% | $13,390-89.2% |