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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,907 | $166,268-57.4% | $165,100-57.1% | $145,897-51.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.68% | 100.52%-86.8pp | 70.21%-56.5pp | 552.29%-538.6pp |
| Employer contribution / active EE | $8,264 | $5,284+56.4% | $4,348+90.1% | $4,663+77.2% |
| Participant deferral / active EE | $7,859 | $6,964+12.8% | $6,035+30.2% | $6,689+17.5% |
| Admin fee / account holder | $880 | $16,659-94.7% | $12,696-93.1% | $13,390-93.4% |