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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $36,868 |
RBC WEALTH MANAGEMENT6 years Filed as: RBC CAPITAL MARKETS LLC Service code 49 · EIN 41-1416330 | Other Services | $15,759 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,599 | $29,525-53.9% | $56,033-75.7% | $77,736-82.5% |
| Participation rate | 80.7% | 32.7%+48.1pp | 52.5%+28.2pp | 70.6%+10.2pp |
| Annual return | 12.07% | 18.90%-6.8pp | 1711.38%-1699.3pp | 31.26%-19.2pp |
| Employer contribution / active EE | $0 | $569-100.0% | $1,041-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $2,298 | $1,062+116.4% | $1,954+17.6% | $4,651-50.6% |
| Admin fee / account holder | $88 | $1,040-91.5% | $2,827-96.9% | $433-79.6% |