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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SIGNATURE ESTATE & INVEST ADVS LLC Service code 27 · EIN 95-4808910 | Advisory (Plan) | $35,721 |
Service code 37 · EIN 04-2647786 | Loan Processing | $26,464 |
GM ASSOCIATES LLC2 years Service code 10 · EIN 81-1080200 | Accounting | $11,300 |
OSAIC WEALTH INC1 year Service code 27 · EIN 93-0987232 | Advisory (Plan) | $5,806 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,416 | $106,230-56.3% | $147,080-68.4% | $77,736-40.3% |
| Participation rate | 59.4% | 78.4%-19.0pp | 82.2%-22.8pp | 70.6%-11.2pp |
| Annual return | 29.39% | 56.91%-27.5pp | 420.17%-390.8pp | 31.26%-1.9pp |
| Employer contribution / active EE | $1,519 | $4,072-62.7% | $4,933-69.2% | $2,728-44.3% |
| Participant deferral / active EE | $6,266 | $8,001-21.7% | $8,066-22.3% | $4,651+34.7% |
| Admin fee / account holder | $259 | $338-23.4% | $12,989-98.0% | $433-40.2% |