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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SIGNATURE ESTATE & INVEST ADVS LLC Service code 27 · EIN 95-4808910 | Advisory (Plan) | $35,721 |
Service code 37 · EIN 04-2647786 | Loan Processing | $26,464 |
GM ASSOCIATES LLC2 years Service code 10 · EIN 81-1080200 | Accounting | $11,300 |
OSAIC WEALTH INC1 year Service code 27 · EIN 93-0987232 | Advisory (Plan) | $5,806 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,416 | $106,164-56.3% | $147,041-68.4% | $77,692-40.3% |
| Participation rate | 59.4% | 78.4%-19.0pp | 82.2%-22.8pp | 70.6%-11.2pp |
| Annual return | 29.39% | 56.81%-27.4pp | 419.21%-389.8pp | 31.25%-1.9pp |
| Employer contribution / active EE | $1,519 | $4,066-62.7% | $4,935-69.2% | $2,726-44.3% |
| Participant deferral / active EE | $6,266 | $7,993-21.6% | $8,071-22.4% | $4,648+34.8% |
| Admin fee / account holder | $259 | $338-23.3% | $13,006-98.0% | $431-39.8% |