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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,303 | $156,398-87.7% | $147,318-86.9% | $138,895-86.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.45% | 78.75%-60.3pp | 70.43%-52.0pp | 145.39%-126.9pp |
| Employer contribution / active EE | $1,271 | $4,853-73.8% | $4,593-72.3% | $4,194-69.7% |
| Participant deferral / active EE | $2,940 | $8,237-64.3% | $7,906-62.8% | $6,396-54.0% |
| Admin fee / account holder | $597 | $14,976-96.0% | $13,708-95.6% | $12,562-95.2% |