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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,869 | $211,224-8.2% | $178,505+8.6% | $145,897+32.9% |
| Participation rate | 60.0% | 80.8%-20.8pp | 77.1%-17.1pp | 80.3%-20.3pp |
| Annual return | 9.93% | 30.28%-20.4pp | 27.16%-17.2pp | 552.29%-542.4pp |
| Employer contribution / active EE | $5,319 | $4,577+16.2% | $3,955+34.5% | $4,663+14.1% |
| Participant deferral / active EE | $13,497 | $6,966+93.8% | $6,280+114.9% | $6,689+101.8% |
| Admin fee / account holder | $930 | $12,109-92.3% | $10,428-91.1% | $13,390-93.1% |