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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,869 | $210,698-8.0% | $178,014+8.9% | $145,959+32.8% |
| Participation rate | 60.0% | 80.8%-20.8pp | 77.1%-17.1pp | 80.3%-20.3pp |
| Annual return | 9.93% | 386.27%-376.3pp | 294.80%-284.9pp | 561.95%-552.0pp |
| Employer contribution / active EE | $5,319 | $4,567+16.5% | $3,950+34.7% | $4,661+14.1% |
| Participant deferral / active EE | $13,497 | $6,958+94.0% | $6,276+115.0% | $6,689+101.8% |
| Admin fee / account holder | $930 | $12,016-92.3% | $10,362-91.0% | $13,398-93.1% |