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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,823 | $111,785-29.5% | $93,669-15.8% | $145,877-46.0% |
| Participation rate | 90.0% | 74.2%+15.8pp | 68.7%+21.3pp | 80.3%+9.7pp |
| Annual return | 9.77% | 203.79%-194.0pp | 133.59%-123.8pp | 551.28%-541.5pp |
| Employer contribution / active EE | $1,459 | $3,096-52.9% | $2,424-39.8% | $4,663-68.7% |
| Participant deferral / active EE | $2,812 | $4,919-42.8% | $4,416-36.3% | $6,691-58.0% |
| Admin fee / account holder | $977 | $10,256-90.5% | $8,291-88.2% | $13,402-92.7% |