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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,744 | $159,934+9.3% | $147,005+18.9% | $145,959+19.7% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 16.73% | 98.24%-81.5pp | 418.76%-402.0pp | 561.95%-545.2pp |
| Employer contribution / active EE | $10,280 | $5,287+94.4% | $4,934+108.3% | $4,661+120.6% |
| Participant deferral / active EE | $23,816 | $8,427+182.6% | $8,070+195.1% | $6,689+256.1% |
| Admin fee / account holder | $53,972 | $15,053+258.5% | $13,006+315.0% | $13,398+302.8% |