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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,193 | $100,139-20.9% | $85,187-7.0% | $145,884-45.7% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 16.64% | 84.15%-67.5pp | 66.67%-50.0pp | 551.85%-535.2pp |
| Employer contribution / active EE | $2,713 | $3,238-16.2% | $2,732-0.7% | $4,662-41.8% |
| Participant deferral / active EE | $10,725 | $5,296+102.5% | $4,525+137.0% | $6,690+60.3% |
| Admin fee / account holder | $0 | $7,262-100.0% | $6,162-100.0% | $13,392-100.0% |