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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,162 | $100,073-68.9% | $85,126-63.4% | $145,877-78.6% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 10.25% | 84.11%-73.9pp | 66.63%-56.4pp | 551.28%-541.0pp |
| Employer contribution / active EE | $1,052 | $3,236-67.5% | $2,731-61.5% | $4,663-77.4% |
| Participant deferral / active EE | $1,640 | $5,294-69.0% | $4,523-63.7% | $6,691-75.5% |
| Admin fee / account holder | $616 | $7,261-91.5% | $6,160-90.0% | $13,402-95.4% |