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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,143 | $156,398+26.7% | $147,318+34.5% | $138,895+42.7% |
| Participation rate | 23.5% | 83.8%-60.2pp | 82.1%-58.5pp | 79.9%-56.4pp |
| Annual return | 12.84% | 78.75%-65.9pp | 70.43%-57.6pp | 145.39%-132.6pp |
| Employer contribution / active EE | $1,032 | $4,853-78.7% | $4,593-77.5% | $4,194-75.4% |
| Participant deferral / active EE | $3,139 | $8,237-61.9% | $7,906-60.3% | $6,396-50.9% |
| Admin fee / account holder | $289,243 | $14,976+1831.4% | $13,708+2010.1% | $12,562+2202.5% |