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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,143 | $155,555+27.4% | $146,866+34.9% | $155,188+27.7% |
| Participation rate | 23.5% | 84.0%-60.4pp | 82.5%-59.0pp | 80.8%-57.3pp |
| Annual return | 12.84% | 115.41%-102.6pp | 102.85%-90.0pp | 148.84%-136.0pp |
| Employer contribution / active EE | $1,032 | $4,647-77.8% | $4,425-76.7% | $4,248-75.7% |
| Participant deferral / active EE | $3,139 | $8,044-61.0% | $7,759-59.5% | $6,531-51.9% |
| Admin fee / account holder | $289,243 | $14,755+1860.3% | $13,620+2023.7% | $14,480+1897.6% |