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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,311 | $102,429-12.8% | $147,096-39.3% | $80,925+10.4% |
| Participation rate | 93.0% | 75.9%+17.2pp | 82.2%+10.8pp | 67.7%+25.4pp |
| Annual return | 10.25% | 135.02%-124.8pp | 419.75%-409.5pp | 35.65%-25.4pp |
| Employer contribution / active EE | $4,759 | $3,716+28.1% | $4,936-3.6% | $2,756+72.7% |
| Participant deferral / active EE | $10,845 | $6,649+63.1% | $8,071+34.4% | $4,299+152.3% |
| Admin fee / account holder | $5,946 | $7,957-25.3% | $13,005-54.3% | $6,940-14.3% |