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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,944 | $156,398-26.5% | $147,318-22.0% | $138,895-17.2% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 18.62% | 78.75%-60.1pp | 70.43%-51.8pp | 145.39%-126.8pp |
| Employer contribution / active EE | $3,434 | $4,853-29.2% | $4,593-25.2% | $4,194-18.1% |
| Participant deferral / active EE | $10,119 | $8,237+22.8% | $7,906+28.0% | $6,396+58.2% |
| Admin fee / account holder | $4,085 | $14,976-72.7% | $13,708-70.2% | $12,562-67.5% |