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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,508 | $201,370-95.8% | $184,256-95.4% | $145,897-94.2% |
| Participation rate | 93.3% | 87.5%+5.8pp | 86.8%+6.5pp | 80.3%+13.0pp |
| Annual return | 11.99% | 29.05%-17.1pp | 28.85%-16.9pp | 552.29%-540.3pp |
| Employer contribution / active EE | $1,822 | $7,024-74.1% | $6,427-71.7% | $4,663-60.9% |
| Participant deferral / active EE | $4,244 | $9,808-56.7% | $9,133-53.5% | $6,689-36.6% |
| Admin fee / account holder | $621 | $16,364-96.2% | $13,899-95.5% | $13,390-95.4% |