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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,334 | $76,519+169.7% | $56,025+268.3% | $145,897+41.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 9.09% | 3017.03%-3007.9pp | 1712.69%-1703.6pp | 552.29%-543.2pp |
| Employer contribution / active EE | $25,731 | $1,383+1760.0% | $1,042+2370.3% | $4,663+451.9% |
| Participant deferral / active EE | $18,300 | $2,624+597.3% | $1,955+836.3% | $6,689+173.6% |
| Admin fee / account holder | $1,694 | $3,331-49.1% | $2,828-40.1% | $13,390-87.3% |