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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,334 | $76,785+168.7% | $56,441+265.6% | $145,959+41.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 9.09% | 3000.51%-2991.4pp | 1704.21%-1695.1pp | 561.95%-552.9pp |
| Employer contribution / active EE | $25,731 | $1,381+1763.8% | $1,039+2376.3% | $4,661+452.1% |
| Participant deferral / active EE | $18,300 | $2,624+597.5% | $1,953+837.1% | $6,689+173.6% |
| Admin fee / account holder | $1,694 | $3,334-49.2% | $2,829-40.1% | $13,398-87.4% |