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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,678 | $150,412+87.9% | $120,574+134.4% | $145,884+93.8% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 8.36% | 154.50%-146.1pp | 107.42%-99.1pp | 551.85%-543.5pp |
| Employer contribution / active EE | $2,221 | $4,355-49.0% | $3,471-36.0% | $4,662-52.4% |
| Participant deferral / active EE | $6,577 | $6,175+6.5% | $4,996+31.7% | $6,690-1.7% |
| Admin fee / account holder | $6,745 | $12,224-44.8% | $9,445-28.6% | $13,392-49.6% |