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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,181 | $108,882+160.1% | $96,754+192.7% | $154,746+83.0% |
| Participation rate | 77.8% | 75.1%+2.7pp | 70.3%+7.5pp | 80.7%-2.9pp |
| Annual return | 14.62% | 98.39%-83.8pp | 82.04%-67.4pp | 172.34%-157.7pp |
| Employer contribution / active EE | $16,702 | $3,018+453.4% | $2,679+523.4% | $4,379+281.4% |
| Participant deferral / active EE | $5,155 | $5,323-3.1% | $4,758+8.4% | $6,730-23.4% |
| Admin fee / account holder | $3,253 | $10,200-68.1% | $8,905-63.5% | $14,365-77.4% |