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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,926 | $100,203+153.4% | $85,240+197.9% | $145,897+74.0% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 14.26% | 84.28%-70.0pp | 66.75%-52.5pp | 552.29%-538.0pp |
| Employer contribution / active EE | $17,375 | $3,242+436.0% | $2,735+535.2% | $4,663+272.6% |
| Participant deferral / active EE | $7,046 | $5,299+33.0% | $4,527+55.6% | $6,689+5.3% |
| Admin fee / account holder | $6,899 | $7,265-5.0% | $6,165+11.9% | $13,390-48.5% |