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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,175 | $96,137-50.9% | $135,987-65.3% | $80,911-41.7% |
| Participation rate | 64.2% | 71.2%-7.0pp | 76.4%-12.3pp | 67.6%-3.5pp |
| Annual return | 19.23% | 28.70%-9.5pp | 579.77%-560.5pp | 35.63%-16.4pp |
| Employer contribution / active EE | $3,698 | $3,350+10.4% | $4,214-12.2% | $2,756+34.2% |
| Participant deferral / active EE | $8,049 | $5,706+41.1% | $7,027+14.5% | $4,297+87.3% |
| Admin fee / account holder | $3,881 | $8,236-52.9% | $6,716-42.2% | $6,935-44.0% |