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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,521 | $155,555-64.3% | $146,866-62.2% | $155,188-64.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 11.10% | 115.41%-104.3pp | 102.85%-91.7pp | 148.84%-137.7pp |
| Employer contribution / active EE | $2,185 | $4,647-53.0% | $4,425-50.6% | $4,248-48.6% |
| Participant deferral / active EE | $3,294 | $8,044-59.1% | $7,759-57.5% | $6,531-49.6% |
| Admin fee / account holder | $1,090 | $14,755-92.6% | $13,620-92.0% | $14,480-92.5% |