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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,824 | $78,690+21.8% | $161,489-40.7% | $87,485+9.5% |
| Participation rate | 85.7% | 67.5%+18.2pp | 78.7%+7.0pp | 68.9%+16.8pp |
| Annual return | 14.97% | 32.74%-17.8pp | 89.72%-74.7pp | 26.06%-11.1pp |
| Employer contribution / active EE | $0 | $2,588-100.0% | $4,268-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $8,922 | $3,311+169.5% | $5,630+58.5% | $4,274+108.8% |
| Admin fee / account holder | $460 | $6,724-93.2% | $16,006-97.1% | $7,775-94.1% |