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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,941 | $84,953-80.1% | $163,379-89.6% | $82,637-79.5% |
| Participation rate | 92.0% | 65.9%+26.1pp | 76.8%+15.2pp | 68.1%+23.9pp |
| Annual return | 22.05% | 23.07%-1.0pp | 63.41%-41.4pp | 53.51%-31.5pp |
| Employer contribution / active EE | $1,736 | $2,183-20.5% | $3,752-53.7% | $2,552-32.0% |
| Participant deferral / active EE | $3,107 | $4,326-28.2% | $6,282-50.5% | $4,126-24.7% |
| Admin fee / account holder | $1,835 | $7,921-76.8% | $9,818-81.3% | $7,339-75.0% |