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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,130 | $114,119-2.6% | $107,187+3.7% | $138,895-20.0% |
| Participation rate | 87.5% | 78.1%+9.4pp | 75.0%+12.5pp | 79.9%+7.6pp |
| Annual return | 20.34% | 273.21%-252.9pp | 204.55%-184.2pp | 145.39%-125.1pp |
| Employer contribution / active EE | $8,393 | $4,059+106.8% | $3,782+121.9% | $4,194+100.1% |
| Participant deferral / active EE | $7,161 | $5,538+29.3% | $5,096+40.5% | $6,396+12.0% |
| Admin fee / account holder | $536 | $10,024-94.7% | $9,162-94.1% | $12,562-95.7% |