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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,130 | $134,817-17.6% | $123,973-10.4% | $155,188-28.4% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.7%+10.8pp | 80.8%+6.7pp |
| Annual return | 20.34% | 515.49%-495.2pp | 388.13%-367.8pp | 148.84%-128.5pp |
| Employer contribution / active EE | $8,393 | $4,425+89.7% | $4,126+103.4% | $4,248+97.6% |
| Participant deferral / active EE | $7,161 | $5,706+25.5% | $5,247+36.5% | $6,531+9.6% |
| Admin fee / account holder | $536 | $13,245-96.0% | $11,799-95.5% | $14,480-96.3% |