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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,911 | $102,422-27.8% | $147,117-49.8% | $80,959-8.7% |
| Participation rate | 77.4% | 75.9%+1.5pp | 82.2%-4.8pp | 67.7%+9.8pp |
| Annual return | 16.83% | 135.16%-118.3pp | 420.54%-403.7pp | 35.67%-18.8pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,217 | $6,652-36.6% | $8,065-47.7% | $4,300-1.9% |
| Admin fee / account holder | $2,453 | $7,953-69.2% | $12,993-81.1% | $6,925-64.6% |