Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,042 | $64,890-70.7% | $134,172-85.8% | $67,986-72.0% |
| Participation rate | 59.8% | 48.5%+11.3pp | 72.5%-12.6pp | 57.2%+2.6pp |
| Annual return | 17.57% | 16.12%+1.5pp | 25.30%-7.7pp | 31.67%-14.1pp |
| Employer contribution / active EE | $0 | $1,360-100.0% | $3,420-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $1,738 | $2,289-24.1% | $4,690-63.0% | $3,358-48.3% |
| Admin fee / account holder | $314 | $3,140-90.0% | $12,016-97.4% | $3,203-90.2% |